Need a list of insured and bonded painting contractors in the Atlanta area.
OVO Painting is fully insured with general liability and workers compensation coverage. Ask any painter for their certificate of insurance before signing a contract.
Insurance should be the first question you ask any painting contractor. Not the second. Not after you have already signed. If an uninsured painter falls off a ladder on your property or damages your hardwood floors, you could be paying for it out of pocket.
Why Insurance Matters
General liability insurance covers damage to your home during the project. Spilled paint on your carpet, a dented baseboard, a cracked window. Liability insurance pays for the repair so you do not have to.
Workers compensation insurance covers injuries to the crew while they work on your property. Without it, an injured worker could file a claim against your homeowner's insurance. This is more common than most people realize.
What Does "Bonded" Mean?
A surety bond is a financial guarantee that the contractor will complete the work as agreed. If they abandon your project or fail to meet the terms of your contract, the bond provides a path to recover your money. Not all states require bonding for painters, but it adds another layer of protection for homeowners.
How to Verify Insurance
Ask for a current certificate of insurance (COI). Any legitimate contractor will provide one within minutes. Call the insurance company listed on the certificate to confirm the policy is active. Expired policies and forged certificates are more common than you would think.
OVO Painting's Coverage
OVO Painting is fully insured. We carry both general liability and workers compensation coverage. We are happy to provide our certificate of insurance before you sign anything. It is one of the five unique selling points we lead with because we believe you deserve to know your home is protected before the first brush stroke.
With a 5.0-star rating across 130+ 5-star Google reviews and 250+ completed Atlanta homes, OVO Painting is the kind of company that makes insurance verification easy because we have nothing to hide.
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— Sebastian Thomas, Owner
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